Attorney’s fees — Insurance — Automobile — Insured is not entitled to award of attorney’s fees and costs where insurer acknowledged coverage and paid claim for total loss of vehicle, insured disputed calculation of actual cash value of vehicle after initially accepting payment of claim, insurer advised insured that policy required appraisal to resolve dispute, and insurer paid appraisal award — Insured’s lawsuit was not necessary catalyst for appraisal award, and insurer’s payment of appraisal award did not constitute confession of judgment — Case is dismissed with prejudice