Insurance — Homeowners — Standing — Assignment — Public adjuster — Insurer has no standing to challenge assignment through which insureds assigned post-loss insurance benefits to public adjuster — Statute which prohibits public adjuster from charging or accepting more than 20% of claim payments made by insurer deals solely with compensation of public adjuster for services rendered as public adjuster and did not preclude insureds from assigning post-loss benefits to public adjuster after public adjusting work ended — Moreover, assignment that provides that public adjuster will only receive 20% of any recovery for insurer did not violate public adjusting law if that law is applicable