Insurance — Personal injury protection — Coverage — Medical expenses — Initial services and care by qualified medical professional —

Where advanced registered nurse practitioner and supervising physician who provided initial services to insured failed to file required protocol of supervision with Board of Medicine, medical provider is not entitled to PIP benefits for initial care and services provided by ARNP — Where there was no referral by physician for follow-up services by ARNP, insurer is not required to provide coverage for those services — Affidavit filed in opposition to insurer’s motion for summary judgment by registered chiropractic physician’s assistant who is supervised by physician and who also provided services to insured on initial date of service is sufficient to preclude summary judgment as to services that affiant provided