Insurance — Personal injury protection — Coverage — Medical expenses — Where PIP policy provides that charge submitted for amount less

than amount allowed under fee schedule shall be paid in amount of charge submitted, insurer is required to pay full amount of charge that was less than allowed amount — Insurer’s affidavit in opposition to summary judgment is not considered where exhibits referenced in affidavit were not attached to copy filed with court — Although affidavit with attached exhibits was served on medical provider by email, affidavit will not be considered where format of email did not comply with rule 2.516