Insurance -- Personal injury protection -- Coverage -- Medical expenses -- Exhaustion of policy limits -- Where medical provider has shown that insurer may have exhausted policy limits by gratuitously paying for massage therapy services that were not prescribed by…

Insurance -- Homeowners -- Standing -- Assignment -- Public adjuster -- Insurer has no standing to challenge assignment through which insureds assigned post-loss insurance benefits to public adjuster -- Statute which prohibits public adjuster from charging or accepting more than…