Insurance -- Personal injury protection -- Affirmative defenses -- Accord and satisfaction -- Common law accord and satisfaction was not effectuated where insurer believed it was paying full amount of its obligation when it tendered checks, and there was no…

Plaintiff's affidavit was facially insufficient to defeat claim of exemption where affidavit was not based on personal knowledge and failed to factually refute defendant's sworn testimony that she is head of household -- Claim of exemption sustained -- Writ of…