Mortgage foreclosure -- Conditions precedent -- Federal HUD regulation requiring that mortgagee have face-to-face interview with mortgagor, or make a reasonable effort to arrange such a meeting -- Based on discrepancies in testimony of representative of process server for mortgagee…

Insurance -- Property -- Insured's action against insurer -- Conditions precedent -- Notice of intent to initiate litigation -- Motion to dismiss based on insured's failure to provide notice required by section 627.70152(3)(a) is denied where policy became effective prior…