Plaintiff who was not listed as either named insured or additional insured in policies attached to first amended complaint and who failed to allege facts which could qualify the plaintiff as an insured or additional insured under express written language…

Commingling of earnings with other funds does not by itself defeat ability of head of family to trace earnings -- Applying “first-in-first-out” test as method of tracing commingled funds and the general rule that exemption statutes are to be construed…